Fractional CFO
Our Fractional CFO service gives growing businesses access to senior-level financial leadership without the cost of a full-time hire. We help with financial strategy, investor relations, fundraising, and scaling your finance operations.
What's Included
- Financial Strategy & Planning
- Investor Relations & Fundraising
- Cash Flow Management
- Financial Reporting & Dashboards
- Budgeting & Forecasting
- Board Presentation Support
Why Choose BVACA
Why Choose Us for Fractional CFO
Senior Expertise, Fraction of Cost
Get a CA-qualified CFO with 10+ years of experience at a fraction of what a full-time CFO would cost.
Investor Confidence
Professional financial management and reporting that builds trust with investors, board members, and lenders.
Scalable Engagement
Start with a few hours a week and scale up as your business grows — no long-term contracts or hiring commitments.
Proven Results
Case Studies
Series A SaaS Startup (Rs 10 Cr ARR, 40 Employees)
Challenge
A B2B SaaS startup that had recently closed Series A was burning Rs 1.2 crore per month with a 14-month runway. The founders had no finance team — the CEO was personally approving every expense, monthly financial close took 3 weeks, and the board was receiving inconsistent financial reports. Investors were concerned about cash management and wanted a CFO-level resource.
Our Solution
Deployed a Fractional CFO (12 hours/week) who implemented: a monthly financial close process (target: 7 working days), departmental budgets with variance tracking, a 13-week rolling cash flow forecast, standardized board reporting package with SaaS metrics (MRR, churn, CAC, LTV), and vendor payment optimization to improve working capital.
Result
Monthly close reduced from 3 weeks to 6 working days. Monthly burn reduced from Rs 1.2 crore to Rs 95 lakh through vendor renegotiation and hiring timeline optimization — extending runway from 14 to 19 months. Board satisfaction with financial reporting improved significantly. The startup subsequently hired a full-time Finance Manager (not a CFO) at 60% lower cost, with the Fractional CFO transitioning to a quarterly advisory role.
Manufacturing SME Preparing for Bank Refinancing (Rs 35 Cr Revenue)
Challenge
A second-generation manufacturing company was paying 13.5% interest on their Rs 8 crore working capital facility — well above market rates. The company had no MIS, no cash flow forecasting, and submitted CMA data prepared by their previous auditor without any analysis. The promoter wanted to refinance at better rates but lacked the financial presentation to negotiate.
Our Solution
Engaged as Fractional CFO (8 hours/week) for 3 months. Built a detailed MIS with product-wise profitability, customer-wise margins, and cash conversion cycle tracking. Prepared a 3-year financial model with realistic growth and working capital assumptions. Created a comprehensive CMA data package and banker's presentation. Approached 3 banks for competitive quotes.
Result
Secured refinancing at 10.25% — a 3.25% reduction saving Rs 26 lakh annually in interest costs. The bank also increased the working capital limit from Rs 8 crore to Rs 10 crore based on the strong financial presentation. The MIS system continues to be used by the promoter for monthly decision-making.
Disclaimer: As per the guidelines of the Institute of Chartered Accountants of India (ICAI), the names of clients cannot be disclosed. The case studies presented above are based on actual engagements, with client identities anonymized to comply with ICAI professional standards and maintain confidentiality.
How It Works
Our Process
Discovery & Assessment
We audit your current financial operations, identify gaps, and understand your growth trajectory and funding plans.
Finance Framework Setup
Design and implement financial reporting frameworks, dashboards, budgets, and cash flow management systems.
Ongoing CFO Support
Regular financial reviews, board meeting preparation, investor communication, and strategic advisory on a weekly/monthly basis.
Growth & Transition
As you scale, we help hire and onboard a full-time CFO, ensuring a seamless transition of all finance functions.
Ready to get started?
Book a free consultation to discuss your fractional cfo requirements.
Common Questions
Frequently Asked Questions
Most startups start with 8-12 hours per week. This can be scaled up during fundraising rounds, audits, or strategic planning periods. We offer flexible arrangements.
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